Workers' comp is mandatory
Massachusetts requires it for every employee, including part-time. Fines for going without are steep.
Coverage for the businesses that keep Massachusetts running
Restaurants, salons, contractors, cleaning companies, and shops. We compare commercial policies and explain what your license, lease or client actually requires.
Business insurance
General liability
Injuries or property damage caused by your business. Most leases and contracts require it.
Business owner's policy
Bundles liability with coverage for your equipment, inventory and income.
Workers' compensation
Required in Massachusetts as soon as you have an employee.
Commercial auto
Vans, trucks and cars used for work.
Professional liability
For services and advice, from bookkeepers to consultants.
Massachusetts
Certificates of insurance
Landlords and general contractors will ask for one. We issue certificates the same day.
Licensing boards
Many trades must show proof of liability coverage to renew a license. We know the limits each board expects.
Many of our commercial clients are immigrant-owned businesses opening their first real location. We walk through the lease with you, explain what the landlord is asking for, and set up coverage that grows with the business.
I am a sole proprietor with no employees. Do I need workers' comp?
- Not for yourself, but the moment you hire someone, even part-time, Massachusetts requires it. Some general contractors require it regardless.
How fast can I get a certificate of insurance?
- Usually the same business day once your policy is in force.
Can you insure my food truck or delivery van?
- Yes. Vehicles used for work need commercial auto coverage, which we quote alongside your liability policy.
Get a quote for this coverage
Two minutes, in the language you prefer. We call back within one business day.