Multi-family homes
Two and three family houses need a policy that matches how each unit is used. We ask the right questions so you are not underinsured.
Home insurance for houses, condos and three-deckers
From a first condo to a three-family house anywhere in Massachusetts, we compare homeowners policies and explain what is covered before you sign.
Home insurance
Dwelling
Rebuilds your house after fire, wind, or other covered damage.
Personal property
Replaces your belongings, at home or away.
Liability
Protects you if someone is hurt on your property and sues.
Loss of use
Pays for a place to stay while your home is repaired.
Water backup
Optional coverage for sewer and drain backups, common in older Massachusetts homes.
Massachusetts
Replacement cost matters
Rebuilding costs in Massachusetts have risen. We check that your dwelling limit is enough to rebuild, not just the purchase price.
Bundle with auto
Most carriers discount both policies when you place them together.
Buying your first home in the United States comes with paperwork your lender expects. We work directly with your closing attorney and mortgage company, and we explain the binder and the escrow in your language.
Does my mortgage company require insurance?
- Yes. Lenders require a homeowners policy before closing and usually pay it from escrow. We send the binder to your attorney.
Are floods covered?
- Standard homeowners policies exclude flood. If your home is near water we will quote a separate flood policy.
What about renters?
- Renters insurance covers your belongings and liability in an apartment, and many Massachusetts landlords require it. We quote it in minutes.
Get a quote for this coverage
Two minutes, in the language you prefer. We call back within one business day.