Owner-occupied or not
Living in one unit changes which policy fits. Tell us how the building is used and we will match the form.
Landlord insurance for rental property across Massachusetts
Whether you rent one unit or own several buildings, a landlord policy protects the property, your rental income and you.
Landlord insurance
Building
Repairs or rebuilds the structure after covered damage.
Premises liability
Protects you if a tenant or visitor is injured on the property.
Loss of rents
Replaces rental income while a unit is uninhabitable after a covered loss.
Medical payments
Small injury claims paid without a lawsuit.
Landlord contents
Appliances and furnishings you provide in the units.
Massachusetts
Require renters insurance
Massachusetts landlords can require tenants to carry renters insurance. It reduces claims against your policy.
Umbrella coverage
Owners of several buildings often add an umbrella policy for extra liability at a low cost.
Many Massachusetts families become landlords by renting out a unit in the house they live in. We explain the difference between a homeowners policy with a rented unit and a true landlord policy, so a claim does not surprise you.
I rent out the third floor of my house. Is my homeowners policy enough?
- Sometimes, if you live there. We check the form and the number of units and adjust it so the rental is covered.
Is loss of rents included?
- Not always. We add it when you want your rental income protected during repairs.
Can I insure a building held in an LLC?
- Yes. The policy is written in the LLC's name, which most lenders and attorneys require.
Get a quote for this coverage
Two minutes, in the language you prefer. We call back within one business day.