Questions, answered plainly

Your driver's license, the vehicle identification number or registration, and the names and licenses of every driver in the household. If you have a current policy, the declarations page helps us compare.

Auto and renters quotes usually take a few minutes. Home and business quotes take a day or two because we gather more detail and compare more carriers.

No. Independent agents are paid by the carrier when a policy is written. Your price is the carrier's price.

Yes. Our team speaks all five languages every day, and you can read this site in each of them.

Yes. The RMV requires a stamped RMV-1 form from your insurance agent. We issue it the same day.

Usually yes. Some carriers give credit for driving history from Cabo Verde, Brazil, Haiti or the Dominican Republic and some do not. We know which ones do.

Massachusetts does not use SR-22 forms, but drivers with accidents or violations can still be insured. We compare carriers that accept your record.

The Massachusetts point system. At-fault accidents and violations add points that raise your premium for several years. We explain how to keep them off.

Yes. Most carriers offer monthly payments with a down payment, and we will show the total cost of each option.

Yes. Several carriers write two and three family homes. We compare options for owner-occupied and fully rented buildings.

We provide the RMV-1 form and explain what the RMV will ask for. We do not file the registration for you, but we make sure you arrive with everything.

Buying direct gives you one carrier's price. An independent agent compares several and explains the trade-offs, at the same price from each carrier.

Yes. We help you name beneficiaries outside the United States and choose a policy that pays quickly, so family in Cabo Verde or Brazil is protected.

As soon as you have one employee in Massachusetts, including part-time. We set it up alongside your liability policy.